Things to Avoid After Applying for a Mortgage
Consistency is the name of the game after applying for a mortgage. Be sure to discuss any changes in income, assets, or credit with your lender, so you don’t jeopardize your application.
Is Offering Asking Price Enough?
If you’re hoping to buy a home in today’s highly competitive market, it’s important to make your offer stand out. If you’ve gotten advice from someone who’s purchased a home before, know that what’s worked in the past may not ring true anymore. Today’s buyers...
Is a 20% Down Payment Really Necessary?
There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. But is that really how much you have to save? A survey by Lending Tree asks buyers what’s keeping them from purchasing a home. Over half of...
Why Pre-Approval Is Key for Homebuyers in 2022
You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s...
The Next Generation of Homebuyers Is Here
Many members of Generation Z (Gen Z) are aging into adulthood and deciding whether to rent or buy a home. If you find yourself in this group, it’s important to understand you’re never too young to start thinking about homeownership. The sooner you start planning, the...
Americans Choose Real Estate as the Best Investment
Some Highlights According to a Gallup poll, real estate has been rated the best long-term investment for eight years in a row.Real estate tops the list because you’re not just buying a place to call home – you’re investing in your future. Real estate is typically...
5 Tips for Making Your Best Offer
As a buyer in a sellers’ market, you may feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to rise above the competition. 1. Know Your Budget Knowing your budget and what you can afford...
With Mortgage Rates Climbing, Now’s the Time To Act
Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But the truth is, it wasn’t...
The Importance of the Appraisal and Inspection
When it comes to finding the home of your dreams, it’s easy to get emotionally attached even before your offer is accepted. In a competitive market like today’s, some buyers wonder whether they should waive the appraisal and inspection in their offer to improve their...
The Path to Homeowenership

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